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← All answers · Updated 9 November 2026 · By Selvir Suke, Founder
Direct answer

How do I get a Betreibungsauszug (Swiss debt extract)?

You get your Betreibungsauszug (Swiss debt extract) from the Betreibungsamt (debt enforcement office) where you live. Federal law sets the fee, the same in every canton: CHF 17, or CHF 18 if sent by post or electronically. Three ways: online via betreibungsschalter.ch or your canton's e-service (often the fastest, delivered electronically), in person, or by mail with a written request and an ID copy. It has no legal expiry, but most landlords want it under 3 months old. New arrivals should order it too: a clean extract is accepted from them. Upload it to your Tenant Passport on aptari, which reads it and shows what your dossier still lacks.

What it is

The Betreibungsauszug is an official extract from the Betreibungsamt (debt enforcement office) of the place where you live, showing whether anyone has filed debt-collection proceedings against you. Swiss landlords treat it as a core trust signal, and the Match Score counts a clean extract among your trust signals.

How to order

Online (often the fastest)

  • betreibungsschalter.ch, the federal debt-collection portal, links to the online order on EasyGov; many cantons also run their own e-service
  • Identify yourself with a login or an ID copy, depending on the service
  • Fee CHF 17, or CHF 18 with electronic delivery
  • The extract usually arrives electronically

In person

  • Visit the Betreibungsamt of the place where you live
  • Show your ID
  • Pay CHF 17 cash or card
  • Same-day issue

By mail

  • Send written request (your name, address, DOB, signature) + ID copy
  • Pay CHF 18 (including postal delivery) by invoice or payment slip
  • It takes a few working days

What it shows

  • Open debt-collection proceedings against you
  • Closed proceedings within the last 5 years
  • "Sauber" / "nicht enthalten" if you're clean

How recent it must be

  • The extract has no legal expiry date
  • Most landlords want it less than 3 months old · don't order it too early in your search
  • The fee is the same everywhere because federal law sets it (GebV SchKG art. 12a): CHF 17 at the counter, CHF 18 sent by post or electronically, CHF 22 by registered mail. Ordering services that do it for you charge more

New residents

  • If you arrived in Switzerland recently, the extract will simply show "no entries" (clean)
  • If you moved within Switzerland, each office reports only on its own district, so a landlord may also ask for an extract from the office of your previous address
  • Landlords accept this · combine with a Schufa (Germany) or equivalent from your previous country as a stronger signal

What to do if it's NOT clean

  • Show proof of paid-off debts
  • Provide additional financial reserves
  • Use a co-signer (Solidarbürge)

Keep it in your aptari Tenant Passport

Once you have the extract, upload it to your aptari Tenant Passport alongside your ID, salary slip and references. On listings from aptari partner agencies it goes out with your dossier in one tap, as soon as partner agencies list on aptari; none have yet. On listings from other Swiss portals and from cooperatives, Apply with Aptari prepares your message with a private link to your dossier wherever the button shows, and you send it there. Browse listings from Homegate, ImmoScout24, Flatfox and cooperative websites in one open feed and apply with one click on listings from aptari partner agencies.

See what documents to rent.

Sources
Read this answer in: Deutsch · Français · Italiano
Further reading
Term
Debt extract (Betreibungsauszug)
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