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← All answers · Updated 2026-05-26 · By Selvir Suke, CEO + Founder
Direct answer

Is AI tenant scoring legal in Switzerland?

Yes, AI tenant scoring is allowed in Switzerland as long as it is done fairly. That means it looks only at things that matter for renting · income, documents, how well you fit the listing and your references · never at protected things like nationality, religion, family status, age, gender or disability. A person, not the software, makes the final call, and an applicant can see why they got their score. aptari's Match Score is built exactly this way: it scores those four areas, leaves protected characteristics out completely, and shows the reasons behind the number. What is not allowed is a hidden system that judges people on who they are.

Choosing a tenant is a sensitive decision, so whether AI scoring is allowed comes down to how it is built and used. Done fairly, it is fine. Done carelessly, it is not.

What a fair, allowed system looks like

  • It scores only what matters for renting: income, documents, how well you fit the listing, and references
  • It leaves out protected things completely: nationality, religion, family status, age, gender, disability
  • It avoids sneaky stand-ins for those things, like judging someone by their name, language or neighbourhood
  • A person makes the final decision, not the software on its own
  • The applicant can ask why they got their score and get a clear answer
  • Your data is handled safely and stays in Europe

What is not allowed

  • A hidden "black box" that nobody can explain
  • Using, or quietly guessing at, protected characteristics
  • Rejecting someone fully automatically, with no human involved
  • A system trained on old accept and reject decisions, which can simply copy yesterday's bias

How aptari's Match Score does it right

aptari's Match Score is reassuring by design. It looks at four clear areas · income, documents, listing fit and references · and nothing else. Protected characteristics are never part of the score, and there are no hidden proxies for them. Every score comes with the reasons behind it, so an applicant can see exactly why they got the number. The agency stays the decision-maker; aptari just gives them a fair, explainable shortlist.

See is AI tenant scoring discriminatory and how to rank applicants fairly.

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Related questions
Is AI tenant scoring discriminatory?
It can be, and careless systems often are. If an AI is trained on a pile of past accept and reject decisions, it learns to copy the human bi
How do I rank rental applicants fairly (for agencies)?
Rank rental applicants fairly by scoring only what actually matters for renting: how well their income covers the rent, whether their dossie
What counts as discrimination in tenant selection in Switzerland?
Discrimination in tenant selection is rejecting someone (or filtering, ranking or quizzing them) because of who they are rather than whether
How accurate is aptari's Match Score?
aptari's Match Score is built only from your own information, so the same details always give the same score · there is no guessing and no b

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